Each scenario runs 10,000 independent simulations of your financial future. Every simulation draws random annual market returns from a distribution calibrated to historical equity performance, including skewness. The result is a probability distribution of outcomes — not a single projection.
Tax calculations use bracket-based models for income tax, capital gains tax, and wealth tax where applicable. Each supported country has its own tax module reflecting current published rates and thresholds. Tax models are simplified approximations — consult a qualified tax professional for your specific situation.
Default return parameters are calibrated to long-run global equity performance. Returns are modeled as log-normal with an adjustable skewness factor to capture fat-tail risk.